Insurance Scheme for Anganwadi Workers


13/08/2014 … An Anganwadi Karyakartri Bima Yojana exists for the Aanganwadi workers/helpers in the country.  The Government launched the Scheme on 01.04.2004 in association with the Life Insurance Corporation of India as a welfare measure for the benefit of Anganwadi Workers (AWWs) and Anganwadi Helpers (AWHs).  The Scheme is operated through the Social Security Group Scheme of LIC.  The salient features of the Anganwadi Karyakartri BimaYojana are as under:-


The Scheme is applicable to all AWWs and AWHs in the age group of 18-59 years;

The premium under the Scheme is Rs.280/- per annum per member.  The breakup is as  under:-


(i)      Rs.100/- from Social Security Fund of LIC

(ii)    Rs.100/- by the Government of India

(iii)   Rs.80/- by the Anganwadi Worker/ Helper (additional for male critical illness of the insured member).  The premium of Rs.80/- payable by these workers towards critical illness has been waived off till 31-03-2015.

The Scheme provides the following benefits:-


(i)      Natural Death  Rs.30,000/-

(ii)    Accident benefit:


Ø      Death/ Total permanent disability  Rs.75000

Ø      Partial Permanent disability           Rs.37500


(iii)   Female Critical Illness (FCI) Benefits: An amount of Rs.20,000/- is payable on the diagnosis of invasive cancers (malignant tumour) manifest in specific organs.


(iv)  ShikshaSahayogYojana: A free add-on scholarship benefit is available for the children of AWWs and AWHs.  Scholarship of Rs.300/- per quarter for students 9th to 12 Standard (including ITI courses) is available but it is limited to two children per family.


This information was given by Smt. Maneka Sanjay Gandhi, Union  Minister of Women And Child Development in reply to an Unstarred Question  in Lok Sabha recently.



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